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Lithium-ion batteries: risky behaviors… and insurance implications businesses should anticipate
According to the latest Assurance Prévention study, 91% of French people report regularly engaging in at least one risky behavior when using a lithium-ion battery-powered device. More than one in ten respondents has already experienced an incident involving this type of battery.
As lithium-ion batteries become increasingly widespread, the claims associated with them are emerging as a growing concern for businesses—and their insurers.
For businesses, three key points remain essential:
- review the disclosure obligations set out in insurance policies regarding the use or storage of lithium-ion batteries;
- carefully examine exclusion clauses, policy forfeiture provisions, and other contractual terms that insurers may rely on to limit or deny coverage;
- anticipate safety and prevention requirements to reduce not only the risk of loss but also potential disputes during the claims process.
Lithium-ion batteries represent an emerging risk. More than ever, a thorough review of insurance policies and a proactive approach to contractual obligations are essential to protecting businesses’ interests.
Read the article on L’Argus de l’Assurance
