A recognized professional in insurance law, to which he is exclusively dedicated, Jérôme Goy worked for twelve years at Aon, an American brokerage firm, notably as Managing Director France (2008-2013) and then as COO Europe of Aon Professional Services (2010-2013). He also worked as a lawyer (insurance department) from 2004 to 2007 at Paul Hastings.
Jérôme Goy advises both foreign and French insured companies, as well as insurance distribution professionals. Since early 2020, he has regularly assisted several dozen companies across various sectors affected by the COVID-19 crisis.
He is also the author of numerous articles and opinion pieces on the future insurance regime for pandemics, Insurtechs and new insurance players, insurance in M&A transactions, and the compensation of business interruption losses due to COVID-19. He has also contributed to collective works on the liability of lawyers and liability insurance law in the European Union countries.
He served as Delegate for Regulated Professions to the Paris Bar (2016) and is an active member of EDC (Entrepreneurs and Christian Leaders) and the Sciences Po Alumni Insurance network.
Partner at Enthémis since 2019.
Jérôme holds a degree from Sciences Po Paris (Economics & Finance) and a master’s degree in business law (Paris X).
INSURANCE LAWCyber insurance: silent guarantees still present, particularly in emerging markets
On 11 March 2024, the Prudential Control and Resolution Authority (ACPR) published a press release on implicit cover for cyber risk, in which it encourages insurers to continue their work of identifying and clarifying contracts. This is because (surprisingly?) there is little communication from insurers about the coverage provided by ‘old’ civil liability and property damage policies.
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After the riots, the lack of insurance
New Caledonia continues to heal the wounds of an economy grounded between May and December 2024. With insurers threatening to pull out of the increasingly risky French overseas territories, hope could come from a reform of New Caledonian insurance law, which has so far closed off the market more than it has taken account of local particularities.
(Translation of the article from La Tribune de l'Assurance magazine)
MGA : the all-risk agency
Rapidly expanding in France, Managing General Agents bring added value to the market in general and to insurers in particular, notably in risk management, underwriting and the development of customized solutions. Their expertise enables them to address niche markets that escape the reach of traditional insurers.
(Translation of the article from La Tribune de l'Assurance magazine)
Los Angeles wildfires: what if it had happened on the Côte d’Azur?
50 billion dollars worth of damage, 12,000 buildings burned, 180,000 people evacuated, the Getty Museum’s collection threatened,… and as if that weren't enough, could the bears, that had taken up residence in a Californian house abandoned by the victims, had exacerbated the damage ? If California were the Côte d'Azur and the Californian administration were the French administration, what would be the consequences in French insurance law for a similar catastrophe ?
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Fires caused by lithium batteries: how to insure efficiently ?
Les incendies et sinistres liés aux batteries fonctionnant au lithium sont si nombreux qu’ils ne peuvent être ignorés ni par les assureurs ni par les assurés.
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Reinsurance captives of French companies: technical and legal practical work
Last November, the Prudential Control and Resolution Authority published its guide to reinsurance captives. This new risk and insurance management tool for companies, on which our firm has been working with the authorities since 2021, is developing rapidly for the benefit of French companies.
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New Caledonia / Insurance for the riots of 2024
Eight months after the riots that ravaged this antipodean French territory, insured companies are facing up to their insurers.
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Liability insurance for consulting firms: beware of the classification of indemnities paid to a dissatisfied customer !
Beware of non-liability insurance in the event of termination of the service contract. Our article with Professor Pillet.
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Arbitration clauses in brokerage agreements : the art of writing to do nothing
Arbitration clauses are becoming increasingly common in brokerage agreements between policyholders and brokers, and between brokers and insurers, yet they are not always applicable in practice.
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Business interruption: MMA insurer ordered to compensate for Covid-related loss of business
The French Supreme Court upheld a ruling by the Angers Court of Appeal, and ordered MMA to compensate an insured for damage to his clientele during the health crisis. The policy in question provided “all risks except” coverage.
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