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Insurance tender 2025
Since 2019, the price of insurance has been on the rise in Europe: premiums have increased, insurance companies have limited cover and multiplied exclusions. With the insurance market seemingly erratic over the last one or two years, your company needs to make a decision.
Lire la suiteBusiness interruption: new interpretation of the concept of‘impossibility of access’ by the Cour de cassation (French SupremeCourt)
In two new rulings handed down by its Second Civil Division (28 May 2025, no. 23-20.093 and no. 24-11.006), the Cour de cassation has settled two disputes concerning the interpretation of business interruption cover. The high court gave a new interpretation of the condition of impossibility of access contained in this cover, in line with two decisions handed down a year earlier.
Lire la suiteDirectors’ and officers’ insurance: an AIG clause favourable to policyholders enforced by the Paris Judicial Court
In a final decision handed down on 16 January 2025, the Vice-President of the Paris Judicial Court confirmed the application, in favour of insured directors, of a frequent contractual clause relating to compensation for their defence costs. Thanks to this clause, the insured executive benefits from the compensation awarded under article 700 of the Code of Civil Procedure, even though the insurer financed the lawsuit.
Lire la suiteCyber insurance: silent guarantees still present, particularly in emerging markets
On 11 March 2024, the Prudential Control and Resolution Authority (ACPR) published a press release on implicit cover for cyber risk, in which it encourages insurers to continue their work of identifying and clarifying contracts. This is because (surprisingly?) there is little communication from insurers about the coverage provided by ‘old’ civil liability and property damage policies.
Lire la suiteAfter the riots, the lack of insurance
New Caledonia continues to heal the wounds of an economy grounded between May and December 2024. With insurers threatening to pull out of the increasingly risky French overseas territories, hope could come from a reform of New Caledonian insurance law, which has so far closed off the market more than it has taken account of local particularities.
(Translation of the article from La Tribune de l'Assurance magazine)
MGA : the all-risk agency
Rapidly expanding in France, Managing General Agents bring added value to the market in general and to insurers in particular, notably in risk management, underwriting and the development of customized solutions. Their expertise enables them to address niche markets that escape the reach of traditional insurers.
(Translation of the article from La Tribune de l'Assurance magazine)
Insurance tender 2025
Since 2019, the price of insurance has been on the rise in Europe: premiums have increased, insurance companies have limited cover and multiplied exclusions. With the insurance market seemingly erratic over the last one or two years, your company needs to make a decision.
Read moreBusiness interruption: new interpretation of the concept of‘impossibility of access’ by the Cour de cassation (French SupremeCourt)
In two new rulings handed down by its Second Civil Division (28 May 2025, no. 23-20.093 and no. 24-11.006), the Cour de cassation has settled two disputes concerning the interpretation of business interruption cover. The high court gave a new interpretation of the condition of impossibility of access contained in this cover, in line with two decisions handed down a year earlier.
Read moreDirectors’ and officers’ insurance: an AIG clause favourable to policyholders enforced by the Paris Judicial Court
In a final decision handed down on 16 January 2025, the Vice-President of the Paris Judicial Court confirmed the application, in favour of insured directors, of a frequent contractual clause relating to compensation for their defence costs. Thanks to this clause, the insured executive benefits from the compensation awarded under article 700 of the Code of Civil Procedure, even though the insurer financed the lawsuit.
Read moreCyber insurance: silent guarantees still present, particularly in emerging markets
On 11 March 2024, the Prudential Control and Resolution Authority (ACPR) published a press release on implicit cover for cyber risk, in which it encourages insurers to continue their work of identifying and clarifying contracts. This is because (surprisingly?) there is little communication from insurers about the coverage provided by ‘old’ civil liability and property damage policies.
Read moreAfter the riots, the lack of insurance
New Caledonia continues to heal the wounds of an economy grounded between May and December 2024. With insurers threatening to pull out of the increasingly risky French overseas territories, hope could come from a reform of New Caledonian insurance law, which has so far closed off the market more than it has taken account of local particularities.
(Translation of the article from La Tribune de l'Assurance magazine)
MGA : the all-risk agency
Rapidly expanding in France, Managing General Agents bring added value to the market in general and to insurers in particular, notably in risk management, underwriting and the development of customized solutions. Their expertise enables them to address niche markets that escape the reach of traditional insurers.
(Translation of the article from La Tribune de l'Assurance magazine)