Crans-Montana, the worst-case scenario for Axa
The fire at Le Constellation bar on New Year's Eve in Crans-Montana, Switzerland, raises not only the issue of human tragedy, but also the question of liability and financial responsibility on the part of the insurance companies involved. However, Axa is both the bar's and the municipality's insurer. This is a double exposure that the group could have done without, even if it remains minimal in terms of its finances.
Riots in New Caledonia : Allianz condemned, the State attempts to withdraw from the situation
As highlighted by the riots in May and June 2024 in New Caledonia, insurers only have recourse against the State once they have compensated their policyholders. The creation of a “Riots” scheme, introduced into the 2026 Finance Bill by the Senate and rejected by the National Assembly, could reshuffle the deck.
Companies too often neglect their business interruption insurance policies
At a time when Getlink is set to receive €55 million from insurers for the suspension of its high-voltage electricity connection business, experience shows that business interruption coverage is often poorly calibrated. Ancillary costs or estimates below value—there are many pitfalls to avoid.
Annual renewal of insurance contracts: risky practices in business insurance
The tightening that has been experienced by the insurance market since 2017 is bringing some contractual practices back to the forefront to seal interim agreements. Each of them has its benefits…and its dangers !
Third-party litigation funding and insurance: why should you care?
According to the INRS (French National Research and Safety Institute), 70% of companies that suffer a major disaster disappear within months, demonstrating the scale of the economic consequences. This means that compensation for a company by its insurer is therefore a vital and often urgent necessity for the company's survival.
Distinction – Best Lawyers 2026 Insurance Law
I am honored to have been recognized in the 2026 edition of Best Lawyers for my work in Insurance Law.
This distinction reflects the trust placed in me by clients, peers and partners. 🤝
Thank you all !
The holidays are dragging on… but the notice periods for my company’s insurance contracts are fast approaching…
For insurance managers, every Tuesday during the summer, here are a few legal and practical reminders to help you avoid missing deadlines when you return to work.
« Directors & Officers Liability » insurance: an AIG clause favourable to policyholders
THE FACTS
A company takes out « Directors & Officers Liability » insurance with an insurer. The debate continues as to whether it is possible to insure criminal and administrative fines (1), but there is nothing to prevent the insurer from covering defence costs in criminal and civil proceedings.
Business interruption: new interpretation of the concept of‘impossibility of access’ by the Cour de cassation (French SupremeCourt)
In two new rulings handed down by its Second Civil Division (28 May 2025, no. 23-20.093 and no. 24-11.006), the Cour de cassation has settled two disputes concerning the interpretation of business interruption cover. The high court gave a new interpretation of the condition of impossibility of access contained in this cover, in line with two decisions handed down a year earlier.