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INSURANCE LAW

Cyber Date – June 10: Recap

Looking back at the Cyber Date organized by Dattak in Lyon on June 10.
We explored the evolving landscape of cyber insurance policies, their coverage, and the key considerations for businesses.
I am pleased to share a few highlights from this event, which was filled with insightful discussions and valuable exchanges.

INSURANCE LAW

Litigation Funding: What Businesses Need to Know

France's recent reform of class actions under the DDADUE Act does more than broaden the scope of collective proceedings. It also opens the door to litigation funding, now expressly permitted to finance class actions.

INSURANCE LAW

Lithium-ion batteries: risky behaviors… and insurance implications businesses should anticipate

According to the latest Assurance Prévention study, 91% of French people report regularly engaging in at least one risky behavior when using a lithium-ion battery-powered device. More than one in ten respondents has already experienced an incident involving this type of battery.

INSURANCE LAW

Does a broker always negotiate in the insured’s best interests…

...or could doing so deprive the insured of protections traditionally associated with insurance contracts?

INSURANCE LAW

Decree of December 10, 2025: Toward Two Distinct Systems for Third-Party Litigation Funding

The decree of December 10, 2025, does not regulate “the” financing of lawsuits by third parties. In fact, it establishes two distinct systems. On the one hand, there is regulated, public, and supervised financing. On the other hand, there is financing that remains unregulated.

INSURANCE LAW

Riots in New Caledonia : Allianz condemned, the State attempts to withdraw from the situation

As highlighted by the riots in May and June 2024 in New Caledonia, insurers only have recourse against the State once they have compensated their policyholders. The creation of a “Riots” scheme, introduced into the 2026 Finance Bill by the Senate and rejected by the National Assembly, could reshuffle the deck.

INSURANCE LAW

Companies too often neglect their business interruption insurance policies

At a time when Getlink is set to receive €55 million from insurers for the suspension of its high-voltage electricity connection business, experience shows that business interruption coverage is often poorly calibrated. Ancillary costs or estimates below value—there are many pitfalls to avoid.

INSURANCE LAW

Annual renewal of insurance contracts: risky practices in business insurance

The tightening that has been experienced by the insurance market since 2017 is bringing some contractual practices back to the forefront to seal interim agreements. Each of them has its benefits…and its dangers !

INSURANCE LAW

Third-party litigation funding and insurance: why should you care?

According to the INRS (French National Research and Safety Institute), 70% of companies that suffer a major disaster disappear within months, demonstrating the scale of the economic consequences. This means that compensation for a company by its insurer is therefore a vital and often urgent necessity for the company's survival.